Caribbean Catastrophe

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The Caribbean can be a region highly exposed to natural catastrophe risk, and so requires specialist underwriters with a detailed knowledge of the class to produce products that cover this risk. Through our specialist division, Aura, we have recruited such a team. Aura is now Lloyd’s leading Caribbean property facility, focusing on (re)insurance solutions for the placement of niche, high quality risks throughout the Caribbean. With a 20+ year book of business we can offer competitive premiums and 100% line supported stamps, outperforming most of the open and local market.


Our portfolio managers have a wealth of experience in their niche line of business and combine this with a dedication to helping our broker partners win and retain more business.

Tom Green

Director, Aura Underwriting

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0203 960 2948


We are committed to always providing clear detail on our specific risk appetite to allow you to better understand our underwriting proposition.

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Risk Appetite


  • Small to medium-sized superior constructed risks
  • Condominiums and light commercial risks with limited to no BI exposure
  • Top tier quality risks with proven superior loss ratios
  • We have USD2,000,000,000 of dedicated aggregate available to deploy across the Caribbean over the following countries/islands: Antigua and Barbuda, Barbados, Dominica, Dominican Republic, Grenada, Haiti, Jamaica, Aruba, Curacao, BES Islands, Saint Martin, Saint Kitts and Nevis, Saint Lucia, Saint Vincent and the Grenadines, Mustique, Trinidad and Tobago, Anguilla, British Virgin Islands, Cayman Islands, Montserrat, United States Virgin Islands, The Bahamas, Turks and Caicos and Puerto Rico
  • We can offer a maximum building limit line of USD15,000,000 with no policy or TIV limit; other than Puerto Rico, where our maximum policy limit is USD15,000,000


Our wider teams are made up of leading underwriters and dedicated suppport staff to ensure that your experience working with us is forever a positive one.

Deandra Santangelo

Associate Director, Aura Underwriting


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