Marine Hull & Liabilities

We have developed our own specialist niche within the marine class by targeting our product towards recreational watersports operations across the US and Caribbean. It takes specialist expertise, with a strong understanding of the risks inherent in this sub-sector, to write these policies – something rarely seen among other marine underwriters. We have assembled a team which meet this criteria and is able to offer Liability & Hull coverage within this sub-sector.

Portfolio manager

Our portfolio managers have a wealth of experience in their niche line of business and combine this with a dedication to helping our broker partners win and retain more business.

Thomas Shepherd

Assistant Portfolio Manager - Marine & Terrorism

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Coverage and limits

We are committed to always providing clear detail on our specific risk appetite to allow you to better understand our underwriting proposition.

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Risk appetite


  • Water sports & recreational activities
  • Kayaks & non-motorised watercrafts rentals/tours
  • Banana boat rides
  • Snorkelling tours
  • Surf and stand-up boards rental & lessons
  • Jet ski & motorised watercrafts
  • Parasailing
  • Miscellaneous beach umbrellas/chairs rentals
  • Marine General Liability
  • Standard USD1,000,000 per occurrence (high limits available) / general aggregate USD2,000,000
  • Personal Injury & Advertising Injury USD1,000,000 each and every occurrence
  • Damage to rented premise USD100,000
  • Medical expenses USD10,000 any one person
  • Hull and Machinery
  • Insured value USD500,000 any one vessel
  • Protection and Indemnity
  • Combined single limit USD1,000,000 each and every occurrence
  • Crew Liability up to USD500,000

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