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Commercial Risk

Our direct-to-retail Excess and Surplus (E&S) offering gives brokers a faster, smarter way to access coverage.

Overview

Backed by A-rated Lloyd’s capacity from Hiscox, we provide efficient and direct access to E&S solutions for small to middle-market commercial risks, without the need for a wholesale broker.  

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Regions covered

North America

Overview

Rokstone Commercial Risk is a direct-to-retail Excess & Surplus (E&S) Lines MGA, revolutionizing the way brokers access coverage. Backed by A-rated Lloyd's capacity from Hiscox, we provide fast, efficient, and direct access to E&S solutions for small to middle-market commercial risks - without the need for a wholesale broker. 

Risk Appetite

We offer a broad casualty-focused E&S underwriting appetite considering risks over 1,100 ISO GL class codes, with target classes including, but not limited to: 

  • Contractors / Service
  • Manufacturers, Dealers, and Distributors
  • Premises / Owners, Landlords, and Tenants (OL&T)
  • Hospitality
  • Miscellaneous

Coverage and Limits

  • USD 1m / 2m Primary General Liability
  • USD 1m Liquor Liability
  • USD 5m Excess Liability
  • Property – USD 2.5m TIV per location

Document Downloads

Download our full risk appetite guide below to see an extensive list of target classes. 

Portfolio manager

John Larkins

President

John Larkins leads Rokstone US Commercial Risk as President, bringing over 25 years of E&S underwriting expertise. Previously SVP at Hudson Insurance Group and CUO at Berkley Aspire, he specializes in developing innovative solutions for complex risks. At Rokstone, he drives a tech-enabled, retail-exclusive model that streamlines E&S placements and enhances broker profitability.

Email John +1 (513) 795 4776 Linkedin icon LinkedIn

Our Team

Pepper Sleight

Senior Vice President, Underwriting

+1 (623) 707 5916 Email Pepper

Pepper Sleight brings more than 25 years of underwriting and insurance leadership to her role as Senior Vice President of Underwriting at Rokstone Commercial Risk. She leads underwriting strategy and execution across the organization, driving innovation, operational efficiency, and profitable growth. 

Before joining Rokstone, Pepper served as Head of GL Binding and Programs at Hudson Insurance Group, where she oversaw national program development and underwriting performance. Her career includes a distinguished tenure with a direct-to-retail surplus lines insurance carrier, where she held several key leadership roles including Vice President of Strategic Initiatives, AVP of Operations, and Director of Underwriting Services. Throughout her time there, she played a pivotal role in shaping operational strategy and enhancing underwriting capabilities. 

Pepper began her career as a wholesale broker, where she built a strong foundation in underwriting services and team leadership. Her deep industry knowledge, collaborative leadership style, and commitment to excellence continue to make her a driving force in the evolution of underwriting practices. 

Scott Powell

Vice President, Underwriting

+1 (513) 546 4849 Email Scott

Scott Powell is Vice President of Rokstone Commercial Risk, with over two decades of industry experience, including over 10 years specializing in Excess & Surplus (E&S) lines. Throughout his career, he has demonstrated a consistent ability to drive growth, profitability, and innovation. His leadership spans strategic market analysis, product development, partnership cultivation, and team mentorship. Known for his collaborative approach, strategic mindset, and commitment to excellence, he continues to shape the future of E&S underwriting with a focus on accessibility, agility, and customer-centric solutions. 

 

Lloyd's box status

398

Property D&F – Jack Pickard

Property D&F – Max Isadore

Property D&F – Henry Hogarth

Property D&F – Ludo Araujo

Property D&F – Ciara Pouch

Property D&F – Anthony Koch De Gooreynd