Overview
iFarm is Rokstone’s agricultural underwriting unit and a leading provider of agriculture insurance. We make life easier for brokers and clients with smart products, strong partnerships and the sector’s first quote-and-bind platform specifically designed for farming. Our cover is broad, flexible and fast to place – with a growing portfolio that includes dedicated solutions for Commercial and Residential, Property Owners and Farm Motor.
Regions covered
UK
Products
Choose a product:
Farm Combined
Overview
Designed for medium to large farming businesses, Farm Combined brings together a wide range of essential protections under one policy.
Our experts provide fast, bespoke solutions for complex or specialist risks, with the flexibility to add optional covers tailored to individual needs.
Risk Appetite
Specialist farm and estate risks
Coverage & Limits
- Environmental impairment liability up to GBP 2m
- Financial loss: Land agent fees
- Contamination of own milk up to GBP 5,000
- Business interruption – gross profit basis available for diversified activities
- Accidental damage available under Property Owners section
- Commercial and family legal expenses
- Various commercial diversifications catered for
Claims
Claims are managed through TPA, Reserv. Reserv equips its dedicated network of experienced agricultural adjusters with next-generation automation technology and AI to provide iFarm with a friendly, simple and exceedingly fast claim experience.
Farm Focus
Overview
Built for smaller farms and family-run enterprises, Farm Focus offers the right level of protection without unnecessary complexity. With lower exposures, we can deliver strong ratings while still providing comprehensive cover. For scheme opportunities, specialist wordings are available to give brokers and their clients a real competitive advantage.
Risk Appetite
Flexible protection built around smaller farming businesses, without compromising cover.
Coverage & Limits
- Public/Products liability, includes Bed and Breakfast
- DIY livery, up to six horses
- Up to 25 camping pitches and farm visits
- Loss of money and assault
- Goods in transit, up to GBP 5,000
- Fuel tanks and contents up to GBP 7,500
- Working dogs, up to GBP 3,000
Claims
Claims are managed through TPA, Reserv. Reserv equips its dedicated network of experienced agricultural adjusters with next-generation automation technology and AI to provide iFarm with a friendly, simple and exceedingly fast claim experience.
Farm Motor
Overview
Giving brokers fast access to quotes through our online platform, provided at least one agricultural vehicle is insured, Farm Motor cover extends to agricultural contracting of up to 20% of annual turnover, keeping protection simple and flexible for farming businesses.
Risk Appetite
Flexible cover designed to meet the needs of farming businesses, with added benefits to keep vehicles and equipment protected.
Coverage & Limits
- Unspecified trailers and implements up to GBP 100,000 when attached or last attached to an insured vehicle (higher limits available on referral)
- Access to an approved repairer scheme for private cars, including a courtesy car benefit
- Repairs authorised up to GBP 750; replacement vehicle cover available for private cars and commercial vehicles less than 12 months old
- GBP 30,000 cover for GPS equipment used in precision farming (if included within vehicle value)
- Optional Motor legal expenses cover up to GBP 100,000
Claims
Claims are managed through TPA, Reserv. Reserv equips its dedicated network of experienced agricultural adjusters with next-generation automation technology and AI to provide iFarm with a friendly, simple and exceedingly fast claim experience.
Property Owners
Overview
Covering a mix of commercial and residential properties, including those unoccupied for up to five years, Property Owners cover offers instant quotes via our online platform. Claims are efficiently handled through Reserv, while surveying is managed by Securus Risk Advisors, a valued member of Aventum Group
Risk Appetite
Property Owners cover includes broad standard cover, with optional add-ons like legal expenses up to GBP 50,000, rent guarantee of GBP 1,000 per month and property owners’ liability of GBP 10,000,000.
Coverage & Limits
Buildings and Property
GBP 5m TSI any one location
Landlords’ contents, including common parts – GBP 25,000
Property in the open – GBP 5,000
Inadvertent omission to insure – GBP 500,000
Sprinkler installation upgrading costs – GBP 100,000
Occupancy and Tenancy
90 days unoccupancy cover
Malicious damage by tenant – GBP 40,000
Eviction of squatters – GBP 5,000
Fly tipping – GBP 10,000
Emergency and Utility Cover
Removal of debris
Accidental breakage of fixed glass
Replacement of locks and keys – GBP 5,000
Damage by emergency services – GBP 50,000
Loss of metered utilities charges – GBP 50,000
Trace and access – GBP 50,000
Unauthorised use of utilities – GBP 5,000
Concern for welfare – GBP 5,000
Alternative accommodation up to 30% of the sum insured
All risks cover as standard, unless unoccupied
Contract works – GBP 250,000
Insect nest removal – GBP 2,000
Tree felling and lopping – GBP 1,000
Theft of building fabric – GBP 50,000
Drain clearance including cleaning or clearing drains, sewers, gutters
Claims
Claims are managed through TPA, Reserv. Reserv equips its dedicated network of experienced agricultural adjusters with next-generation automation technology and AI to provide iFarm with a friendly, simple and exceedingly fast claim experience.
Portfolio manager
Get a Quote
Follow the links below to register for access to our online quote and bind platform or generate a quote.
Testimonials
We have built a good relationship with iFarm and the support they provide us as a brokers is excellent. They have been instrumental in developing quicker and more efficient processes through their quote engine. We look forward to see iFarm develop these services further.
Contact iFarm
Phone
Address
Holderness House 3, Crabtree Hall Business Centre, Little Holtby, Northallerton, DL7 9LN
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