America’s farms and agribusinesses continually adapt to changing times. They have evolved through every challenge, from extreme weather to global supply chain shifts, driven by resilience, a willingness to innovate, and the people who make agriculture thrive.
Now, Rokstone’s Farm and Ranch team is expanding its protection for this backbone of the economy with the launch of our Commercial Agriculture Property Program – a new, broad, and flexible property solution designed specifically for the agricultural sector across the United States.
Available in every state except Alaska and Hawaii, the new program is backed by $25 million in non-admitted, A rated capacity and reinforces Rokstone’s commitment to building smarter coverage for modern commercial agricultural operations, including farms, ranches, and agribusiness facilities.
Cultivating the Next Chapter
The launch of the Commercial Agriculture Property Program strengthens Rokstone’s U.S. portfolio, giving brokers a competitive option to address the increasingly complex property needs of their agricultural clients.
Joshua Lauth, President of Rokstone Agriculture Farm and Ranch, says, “Carriers trust our ability to deliver stability, while for our selected specialist brokers, we are a safe pair of hands, providing best in class programs for every point in the agriculture lifecycle.”
Built on deep sector expertise and disciplined underwriting, the program delivers enhanced coverage that reflects real-world agricultural operations, not just textbook scenarios.
It is designed for brokers and producers who recognize that 'agriculture' today extends far beyond fields and fences, encompassing supply chains, distribution, logistics, infrastructure, and more.
The launch has also been enabled by Rokstone’s advanced technology capabilities and its proprietary underwriting and distribution platform, ATOMX. The platform provides seamless data ingestion, risk assessment and program management, allowing Rokstone Agriculture to bring complex agriculture property solutions to market with speed, precision and scalability.
Coverage Built for the Real World
At its core, Rokstone’s new program delivers a property solution that balances breadth of protection with flexibility of structure, designed to make coverage both accessible and transparent. Coverage highlights include:
Broad Property Definition
Includes buildings, stock, and perishable stock, from raw materials to finished goods.
Business Income and Extra Expense Protection
Fast recovery options with waiting periods as short as 48 hours and extended indemnity up to 120 days.
Equipment Protection
Extends to mobile agricultural machinery and equipment essential to daily operations.
Service Interruption Coverage
Covers Transmission and Distribution (T&D) lines up to 1,000 feet.
These enhancements ensure that the coverage reflects the true rhythm of agricultural business, where downtime costs more than just money, and flexibility is key to survival.
Why Does It Matter and Why Now?
As weather volatility, supply pressures, and capital constraints continue to reshape agricultural risk, brokers need markets that respond quickly and constructively. Rokstone’s Commercial Agriculture Property Program delivers exactly that.
Joshua says, “We bring much needed choice and innovation to the market. Where others are retreating, our market share is growing. We are attracting talent, securing the best capacity, and delivering on our commitment to the agriculture industry.”
By combining experience, flexible underwriting, and practical coverage enhancements, the program provides brokers with the tools they need to protect modern agricultural businesses and the confidence to compete in a rapidly evolving marketplace.
Get in touch with the Rokstone Agriculture team to submit a risk or learn how our program can support your clients.
