iFarm Property Owners

Risk appetite

Coverage/limits

• Commercial properties
• Residential properties
• Buy-to-let (single holiday home or portfolio)
• Unoccupied properties whether they are up for sale, being renovated, or unoccupied waiting to be let up to a maximum of 5 years

All Risks cover as standard (unless unoccupied)

• £5,000,000 TSI Any one Location
• Landlords Contents including Common Parts - £25,000
• 90 days Unoccupancy Cover
• Removal of Debris
• Accidental Breakage of Fixed Glass
• Replacement of Locks & Keys - £5,000
• Damage by Emergency Services - £50,000
• Loss of Metered Utilities Charges - £50,000
• Trace and Access - £50,000
• Alternative Accommodation up to 30% of the Sum Insured
• Malicious Damage by Tenant - £40,000
• Concern for Welfare - £5,000
• Contract Works - £250,000
• Drain Clearance - Covers you for Cleaning and/ or Clearing Drains, Sewers and Gutters
• Theft of Building Fabric – £50,000
• Eviction of Squatters - £5,000
• Fly Tipping - £10,000
• Inadvertent Omission to Insure - £500,000
• Insect Nest Removal - £2,000
• Property in the Open - £5,000
• Sprinkler Installation Upgrading Costs - £100,000
• Tree Felling and Lopping - £1,000
• Unauthorised Use of Utilities - £5,000