iFarm Property Owners

Visit iFarm Underwriting

iFarm Property Owners caters for a mix of commercial and residential properties, including if they’re unoccupied for up to five years. A wide range of cover is provided as standard, alongside optional covers to choose from, including legal expenses up to £50,000, rent guarantee of £1,000 per month and property owners liability of £10,000,000. Instant quotes can be obtained via our online platform, with dedicated underwriting support also available. In the event of a claim, iFarm entrusts Reserv, which employs a panel of adjusters for smooth and efficient resolution, while surveying tasks are carried out by Securus, a valued member of the Aventum family.


We are committed to always providing clear detail on our specific risk appetite to allow you to better understand our underwriting proposition.

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Risk appetite


  • Commercial properties
  • Residential properties
  • Buy-to-let (single holiday home or portfolio)
  • Unoccupied properties whether they are up for sale, being renovated, or unoccupied waiting to be let up to a maximum of 5 years

All Risks cover as standard (unless unoccupied)

  • £5,000,000 TSI Any one Location
  • Landlords Contents including Common Parts - £25,000
  • 90 days Unoccupancy Cover
  • Removal of Debris
  • Accidental Breakage of Fixed Glass
  • Replacement of Locks & Keys - £5,000
  • Damage by Emergency Services - £50,000
  • Loss of Metered Utilities Charges - £50,000
  • Trace and Access - £50,000
  • Alternative Accommodation up to 30% of the Sum Insured
  • Malicious Damage by Tenant - £40,000
  • Concern for Welfare - £5,000
  • Contract Works - £250,000
  • Drain Clearance - Covers you for Cleaning and/ or Clearing Drains, Sewers and Gutters
  • Theft of Building Fabric – £50,000
  • Eviction of Squatters - £5,000
  • Fly Tipping - £10,000
  • Inadvertent Omission to Insure - £500,000
  • Insect Nest Removal - £2,000
  • Property in the Open - £5,000
  • Sprinkler Installation Upgrading Costs - £100,000
  • Tree Felling and Lopping - £1,000
  • Unauthorised Use of Utilities - £5,000


Our wider teams are made up of leading underwriters and dedicated suppport staff to ensure that your experience working with us is forever a positive one.

Jenny Peace

Farm Underwriter, iFarm Underwriting


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Stacey Dunster

Underwriter, iFarm Underwriting


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